yotty.ai
Yacht financials · built for owners, managers and captains

QuickBooks was built for businesses. Yotty is built for yachts.

Books from the day you buy. Charter statements read for you. Every vendor, repair and replacement on the record. And every month measured against your pro forma — and against similar yachts.

Day onebooks start at purchase
Every monthactual vs pro forma
Anonymousfleet benchmarks
yotty.ai

Why owners leave QuickBooks for Yotty

QuickBooks records transactions. Yotty understands the boat — the charter manager, the season, the systems, the plan you bought her on, and what yachts like her earn. Here’s everything it does, beside QuickBooks and the yacht software you may have looked at. Tap a feature to watch a short video of how it works.

YottyQuickBooksLogYachtScyllastarSealogicalBoat apps
Books & money
Books from purchase dayDouble-entry books for each yacht from the day you buy her: P&L, balance sheet, cash or accrualBooks, but nothing about the yacht, the charter or the seasonExpense lists and accounting report exportsGeneral ledger; P&L and balance sheet not listedFinance add-on, +$360 / vessel / month✕
Charter manager statementsUpload the statement — it's read, categorized and posted to the right yacht, with the PDF attachedKey every line in by hand each month✕Receipt scanningAI reads invoices✕
Bills and invoicesForward them to Yotty: vendor, amount, yacht and due date are read and filed, with a reminder before each is dueEnter each bill by handReceipt photos on expensesReceipt scanningSupplier invoices, Finance add-on✕
Bank and charter-account reconciliationStatement lines match the books automatically, and the balance with the charter manager ties to their statementBank feeds; the charter-manager balance is a spreadsheet✕Bank reconciliationBank reconciliation, Finance add-on✕
Your QuickBooks historyImport the full journal and its attachments, then keep going in Yotty—✕Migration from Excel✕✕
Performance vs your pro formaLoad the 5–6 year pro forma once; every month and year compares automaticallyExport to a spreadsheet and rebuild it✕Budget vs actualBudget vs actual, Finance add-on✕
Charter revenue and APAGross, discount, commission and net to owner for every charter; APA kept separate and posted in one clickJournal entries by handAPA tracking, Premium plan✓APA in Finance add-on✕
Co-owners and sharesStatements split by ownership share, with read-only owner accessManual allocation✕✕✕✕
Margin-loan interestEach yacht carries only its share — by the principal it actually representsManually calculate and journal it✕✕✕✕
Yacht loansLoan terms and schedule; every payment splits into interest and principal on its ownJournal every payment by hand✕✕✕✕
Vendors, yards and the charter companyVendors tied to the yacht, their invoices, work orders, warranties, service history and 1099sA vendor list with addressesAddress book✕Supplier invoices and purchase orders✕
Tax package and K-1sSchedule E / Form 8825 package, K-1 allocation by owner share and the 1099 vendor report, from the same booksReports, then work it out by owner yourself✕✕✕✕
Owner time log for participation recordsLog date, hours, activity and who — from the console or a phone — and keep a yearly record for your tax adviser (Yotty records the time; it doesn't decide tax treatment)Not possible✕✕✕✕
Month close and audit trailClose a month so nothing changes behind you; every change is logged with who made it and whenClosing date and audit log✕✕Month-end close, Finance add-on✕
Performance & value
Monthly owner reportActual vs pro forma, work done and upcoming charters — sent automatically when the month closesBuild it yourself each month✕Monthly owner reports✕✕
What the yacht is worthEstimated value from comparable listings, beside your purchase price and resultsNot possible✕✕✕✕
How you compare to similar yachtsFilter and sort against anonymized yachts by builder, model, length, year and regionNot possible✕✕✕✕
Fleet analysis (managers)Every yacht you manage side by side: revenue and cost per foot, margin, results since purchaseReports by classConsolidated fleet dashboardFleet dashboardFleet-wide operational reports✕
Fleet pro forma analysis (managers)Every yacht against its own plan, month by month, across the fleetNot possible✕Budget vs actual per yachtBudget vs actual, Finance add-on✕
Boat & maintenance
Equipment inventory and service intervalsBuilt straight from your purchase documents: every system with hours, intervals and what is dueNot possible✓Inventory and planned maintenance; hours not listedEquipment register and planned maintenanceEngine hours and reminders
Maintenance record for a saleA dated, filterable log of every service, repair and replacement, linked to each component — recurring problems surface on their ownA box of receiptsMaintenance tasksMaintenance agendaJobs and non-conformance reportsMaintenance history
Work orders and warrantiesWarranties are checked before a work order goes out, so covered repairs go back to the makerNot possible✕✕Jobs; warranties not listed✕
Refits and projectsTasks, budgets and owner approvals for a refit or upgrade, with documents attachedA job or class, by hand✕✕Jobs, yard periods and purchase orders✕
Insurance policiesHull, P&I and charter policies with coverages, renewal reminders and claims — declarations pages read automaticallyPremiums only✕✕Policies with expiry datesInsurance details field
Insurance report for applications and renewalsOne report for your broker or underwriter: particulars, policies, claims history and the up-to-date maintenance recordNot possible✕✕✕✕
Sale and listing packageParticulars, full inventory and the complete service history in one package for a broker, buyer or surveyorNot possible✕✕✕Maintenance report
Charter calendarCharters, owner weeks and yard time on one calendar, per yacht and across the fleetNot possiblePremium plan✓✓✕
DocumentsEvery contract, survey, statement and invoice stored privately and attached to its entryAttachments to transactions✓✓✓Documents and photos
People & access
Your captain and crewLog hours, service and defects from a phone — never see the money. FreeNo access, or too muchCrew working hours; 1–3 users below Enterprise✓✓Invite guests and tradespeople
Owner accessEach owner gets a read-only login to their yacht, statements and documents. FreeA paid user seat, or emailed reportsPublic share linksReports only, no owner login✕✕
Managers and assistantsOwners assign managers; managers delegate to assistants — free for themPaid user seats✕Role-based usersUnlimited users✕
Fleet view (managers)Every yacht you manage in one place: service due, open items and resultsClasses per yacht✓✓✓Multiple boats, no fleet view
Your own branded portal (managers)Your name, logo and web address on Yotty; owner emails sent in your nameNot possibleBranded document exports, EnterpriseWhite-labelled owner reports✕✕
Your data, your callWhoever subscribes owns the data. Export everything in one download, or request deletionExport to spreadsheetsReport exports✕PDF and CSV reportsBackup and restore

✓ Included   Partly, or as a paid add-on   ✕ Not offered or not listed on the product’s published feature and pricing pages. Checked November 9, 2026 on each product’s own site. Compare prices →

⇪

Scan and read every statement

Drop in the charter manager's monthly statement, a yard invoice, a margin statement or the insurance declarations. Yotty reads it, codes each line to the right account and yacht, and keeps the source document attached to the entry — no retyping, nothing lost.

  • Management fees, turnarounds, dockage, diver, haul-out — each in its own line
  • Running balance with the charter manager that ties to their statement
  • Bring your QuickBooks history and attachments with you
Charter manager statement · May (illustration) Read
LineAccountAmount
Charter income — gross4010$21,400
Management & booking fee5310($6,420)
Turnaround labor & materials5815($2,310)
Dockage & moorings5820($1,350)
Diver & hull cleaning5850($240)
Owed by manager$11,080
⚓

Vendors and the full maintenance record

Every engine, generator, watermaker, sail and electronics item is inventoried — built straight from your purchase documents — with hours, service intervals and what's due. Every repair and replacement is logged against the component it touched.

  • When you sell: a complete, dated service history buyers and surveyors trust
  • For insurance: equipment updates and claims in one report
  • Recurring problems surface on their own — like a pump replaced three months running
Service log
DateComponentWork
May 31WatermakerReplacement HP pump
Oct 31Whole yachtService Recommissioning
Sep 30Bottom paintHaul-out Antifoul
DuePort engine250 h Oil & filters
◎

Measured against your pro forma

Load the original plan the yacht was bought on — five or six years, month by month. Yotty puts every recorded month beside it: charter revenue, discounts, commission, operating costs, operating net and financing, so you see exactly where the plan and the boat part ways.

  • Same-month comparisons for partial years
  • Owner statements by share, with results since purchase
  • Estimated value from comparable listings alongside the results
Operating net — actual vs plan (illustration)
YearActualPlanGap
Year 1$38,200$95,000($56,800)
Year 2$102,500$95,000$7,500
Year 3 (9 mo)$71,900$80,400($8,500)

See how your yacht stacks up — anonymously

Opt in and your yacht joins Yotty's fleet benchmarks. You get to compare against every other opted-in yacht — filtered to your builder, model, length, model year and cruising region, and sorted by what matters: revenue per foot, cost per foot, operating margin, results against plan.

Operating net per foot · 51–55 ft catamarans · Caribbean
Vessel A · Aura 51$2,404
Vessel D · 5.4$1,980
Your yacht$1,690
Vessel L · 55$1,052

Illustration. Peers are shown only as class descriptors, and only in groups of three or more.

🔒

Give to get — and nothing personal is ever shared

  • Comparison is opt-in, per yacht, by the owners
  • Only anonymized financial results are pooled
  • Never shared: the boat's name, hull number, home port, owners, crew, charter clients or any personal information
  • Other yachts appear as "Vessel A, B, C" with class details only
  • Never shown in a group of fewer than three vessels
  • Opt out any time — your yacht leaves the pool immediately

How comparison works →

Private by design — shared only when you choose

Your books and records stay with the people you invite. Fleet comparison is opt-in, anonymized and give-to-get.

🔐

Yours alone by default

Each yacht is visible only to its managers, co-owners and invited crew. Captains never see the money. Documents sit in private storage behind short-lived links; every change is logged.

⇄

Opt in to compare

Owners switch on comparison per yacht. Only summary results are pooled — revenue, costs, operating net, per-foot and vs pro forma — shown as "Vessel A, B, C" with builder, model, year, length and region.

③

Never fewer than three

Filtering runs on our servers and a group is shown only when at least three real vessels match, so no one can narrow it down to your boat. Opt out any time and your yacht leaves immediately.

Read exactly how it works →

Start from the day you bought her

Or from the start of any calendar year — your choice per yacht.

Add the yacht

Builder, model, purchase date. Books open on the purchase month.

Bring the history

Import QuickBooks and its attachments, then bulk-upload statements and invoices.

Load the plan

Upload the pro forma — it's read into a multi-year budget you can adjust.

Invite the crew

Co-owners see statements; captains log hours, service and defects.

Run your yacht like the investment it is.

Yotty gives owners and managers the financial picture QuickBooks never could — and the service record that pays off when it's time to sell.

Manager sign-in   Owner & crew portal